Did you know that only 45 percent of all employees in the United States are happy with their jobs? According to the Conference Board, that’s the lowest level of employee satisfaction in more than two decades. That also means tens of millions of frustrated workers are quietly biding their time until they find greener pastures […]
Why it’s Time to Quit Your Job or Create Your Own Career Read More »
Trying to dig out of credit card debt can often feel like treading water. Although you’re making those payments every month, you still can’t seem to get ahead. Unfortunately, lots of you grappling with credit card bills thwart your efforts to become debt-free by making a huge financial mistake: even though you barely see your
How to Pick a Credit Card Debt Payoff Strategy Read More »
In the current economic environment, one impact of the credit crunch is that it’s getting harder than ever to obtain loans of all kinds, including student loans. Unfortunately, millions of Americans rely on loans to pay for a college education. That’s why roughly $730 billion in federal and private student loans are outstanding, and only 40 percent of it is currently being repaid, according to FinAid.org, which tracks student loans.
5 Facts You Don’t Know About Student Loans But Should Read More »
Most financial experts agree that routinely checking your credit reports is a smart idea. If you ask those same experts about credit monitoring services, however, you’ll likely get a lot of eye-rolling and negative comments.
Why Critics Are Wrong About Credit Monitoring Services Read More »
A subscriber is facing garnishment of their wages. Click to hear Lynnette’s advice on how to fight wage garnishment.
I am Facing Wage Garnishment. What Should I Do? Read More »
Cash-strapped Americans trying to create or stick to a budget need look no further than CEOs from Corporate America. After all, corporate execs have mastered the art of cost-cutting and reining in expenses. Check out these five strategies Corporate America uses to stick to a budget — and learn how you can too. 1) Maintain
Five Effective Budget Control Tips Anyone Can Use Read More »
A lot of us are in denial about whether we have a problem with debt and credit management. If you’re making your payments on time or if you have a reasonably high income, you might not realize you are in a danger zone in terms of your debts and bills. But don’t be fooled. You
Warning Signs That You Have Too Much Debt Read More »
Here’s a question, from a reader who wrote me saying, “I’d like to know what options I have to clear credit. I’ve reviewed my credit reports and I’m not sure at this point what I can continue to do the process to remove things that may need to be removed.” A: Well, for starters, if
How To Remove Negative Items From Your Credit Report Read More »
When it comes to paying off student loans, desperate times call for desperate measures.
That’s the growing sentiment among cash-strapped Americans throughout the country who are taking drastic steps to eliminate college debt.
Unusual Ways to Pay Off Student Loan Debt Read More »
There was an article in the headlines recently about how identity thieves are selling children’s Social Security numbers over the Internet. One way to prevent your child (or you) from identity theft is to place a credit freeze on your credit file. Credit freezes help you thwart identity theft by preventing a crook from opening
Using a Credit Freeze to Protect Your Child’s Social Security Number Read More »
Q: How can I complete school if I run out of financial aid? Should I get a private student loan? A: Well, the answer to this question is somewhat of a complex one and for those of you who don’t know, I have written a whole book about student loans and essentially how to pay
How Can I Complete School if I Run Out of Financial Aid? Read More »
A subscriber to AskTheMoneyCoach.com wants to know if being added as an authorized user to someone else’s credit card account can help them boost their credit score?
How To Boost Your Credit Score By Piggybacking Read More »
It will take multiple steps to help you eliminate your medical debt. Here are six strategies you can use to knock down those hospital bills and improve your credit rating. Examine Everything Start by going over all your medical bills with a fine-tooth comb. Question charges that seem inflated (like that $20 bottle of aspirin).
Where Can I Get Help Paying My Medical Bills? Read More »
Q: I am interested in trying to own my own business but don’t want to use loans. What types of grants are out there and how do I get my hands on them? A: We asked small business expert Melinda Emerson, author of Become Your Own Boss in 12 Months to answer this question: “It’s
Melinda Emerson on Starting Your Own Business Without Using Loans Read More »
Question: I have an outstanding debt of $750 with a college which is currently handled by a collection agency. The agency is telling me my debt is now $1,000. Is it legal for the debt collector to add collection fees and refuse to settle for my original amount? Answer: What debt collectors can and can’t
Can a Bill Collector Add Collection Fees? Read More »
