Saving money, and especially having an emergency fund, is actually incredibly important. Here are 7 reasons why you should save more money and working toward building your emergency cash cushion.
7 Reasons to Save More Money or Boost Your Emergency Fund Read More »
For Black Womens Equal Pay Day: a lesson to my sisters in knowing your worth and a call to demand more: Sign-up now for The Art of Negotiating For Women on Money Coach University Back in 1994, a senior editor at Dow Jones News offered me a good salary, lows $40s, for a job as a financial journalist. I countered &
A Message for Black Women’s Equal Pay Day Read More »
Have you ever received a phone call from the IRS – or from someone claiming to be from the IRS – about an alleged tax debt? If so, you need to know that any such phone call is almost certainly a scam also known as the IRS Collection Scam! The IRS will NEVER call you
Beware of Fake IRS Collection Scam Read More »
It’s official: the U.S. and China are formally locked in a high-profile trade war. On Friday July 6, 2018, the U.S. hit China with tariffs on $34 billion worth of goods, mostly high-tech items, like aerospace and robotics products, as well as semiconductor chips for cars, computers, smart phones and TVs. China then immediately levied
What a Trade War With China Means For Your Money Read More »
Q: My boyfriend and I been together for over 15 years. We have joint savings and checking accounts. We planned on getting married. However, after he won a settlement that was deposited in our joint account, he wants out of the relationship. Can I get in trouble for taking the money out of the account
Splitting Up and Not Married – Whose Money is it Anyway? Read More »
Q: Is there a way to lower my credit card interest rate so I can pay my credit card’s balance off faster? A: Thanks for reaching out and for your question. Believe it or not, the best way to get a lower interest rate on your credit card is to just call up the bank/creditor
How to Negotiate a Lower Interest Rate on Your Credit Card Read More »
A home equity line of credit, or HELOC, is a popular way to finance everything from home remodeling or repair to debt consolidation, or even a vacation. If you’re a homeowner, you’ve probably heard of them, but should you apply for one? Here’s what you need to know. What is a HELOC? A HELOC is
Is a HELOC Right for You? Pros, Cons, and Considerations to Make Read More »
Q: I carried a mortgage on a property I rented out and would like to report rent payments to the credit reporting agency. How can I do this? A: Great question. If you’re a landlord seeking to report rent payments to credit bureaus, you’ll need to follow a formal process to become what’s known as
Here’s How to Report Rent Payments to the Credit Bureaus Read More »
Happy New Year, We hope you had a great holiday break and are ready to take your finances to the next level in 2018! Here are recent and recommended articles and offers from AskTheMoneyCoach.com and Money Coach University. Keeping Your Financial Resolutions Are you making a financial New Year’s resolution in 2018? If not, you should – and
Keeping Your Financial New Year’s Resolutions Read More »
Bitcoin became all the rage among many investors in 2017 – and even people who don’t regularly invest have gotten in on the action with this cryptocurrency. If a friend has been telling you how much money he or she made from buying cryptocurrency, you may be wondering: Should I invest in cryptocurrency? Some of you may
What Exactly is Bitcoin? 7 Facts About Bitcoin Read More »
According to the National Retail Federation, Americans are expected to spend $680 billion during the holidays, and the average family will be shelling out $660 on gifts, toys and other holiday items. If you’ve already done a ton of shopping during Black Friday or Cyber Monday, it’s important to make sure you don’t go overboard
4 Smart Ways To Shop Smart, Entertain And Decorate On A Holiday Budget Read More »
Credit card balances in the U.S. now total roughly $1 trillion, the most since 2009, according to recent Federal Reserve data. While not all those balances represent debt that won’t be paid off each month, many consumers do struggle with credit card debt. One clear signal that a consumer might be in trouble with credit
The Most Maxed-Out Places in America Read More »
Americans engaged in record levels of online holiday shopping during both Black Friday and Thanksgiving online sales in the United States – a spending surge that suggests online holiday shopping will continue to be strong for the rest of the 2017 holiday shopping season. According to Adobe Analytics, which tracks purchases at the largest 100
Holiday Shopping: 5 Apps to Save Cash, Make Money & Protect Your Credit Read More »
President Donald Trump and the Republican Party are trying to rush a massive tax “reform” plan through Congress with as little as possible public hearings on the matter. It’s little wonder that the GOP doesn’t want too much scrutiny into this misguided, unfair tax proposal, because this tax plan – which the House has already
5 Horrible Things About the GOP Tax Plan Read More »
Q: My husband and I are in our final year of bankruptcy this year. We did a chapter 13 in sept 2010. Income has significantly increased over the years and we would like to purchase a new home this year. My question is how soon after our bankruptcy disclosure might we qualify for a loan – with
Can I Qualify for a Mortgage After Bankruptcy? Read More »
