Getting remarried offers an opportunity not only for a second chance at love and happiness, but also entering a new financial partnership with your spouse-to-be. However, it can be hard to determine just went wrong in the first marriage. We’ve all heard the statistics on how finances are one of the leading causes for married […]
Getting Your Finances Right in a Second Marriage Read More »
If you’re like me, you love to travel, but you also love to save a buck. Saving money isn’t always easy when you’re on the road. Costly hotel bills, high airline fares, steep rental cars fees and other travel expenses can all add up quickly. Thankfully, however, you don’t have to go broke – or
3 Websites to Save $1,000 or More Off Your Travel Costs Read More »
Q: I am 44 year old veteran who would like to attend college where are the grants, scholarships, etc for older adults? I have had no luck in locating any. Everyone wanting to obtain a higher education is not a high school junior or senior! A: Thanks for reaching out and I appreciate your question.
College Scholarships for Adults Read More »
Getting married to your significant other can be one of life’s most beautiful moments, where two people make a commitment to create a life together and uphold vows of commitment to one another. Engaged couples, however, may be blissfully unaware of the state of their own or their potential spouse’s finances. While it may be
4 Financial Signs You’re Not Ready for Marriage Read More »
How to Build Wealth While Raising a Family: If you have kids like I do, you know firsthand how expensive it can be to raise a family. Between diapers, daycare, school supplies, and never-ending grocery bills, those costs add up fast. And the more children you have, the more pressure you feel on your monthly
How to Build Wealth While Raising a Family Read More »
In terms of your financial future, your past credit mishaps can hold you back from opportunities that credit can offer. On your credit report, there a few things worse to appear than a tax lien (paid or outstanding) from the IRS. Typically, paid tax liens will remain on your credit history for seven years after
How to Get a Tax Lien Removed From Your Credit Report Read More »
Hiring a certified financial planner (CFP) can be a pivotal step toward achieving your financial goals. Whether you’re planning for retirement, managing investments, or navigating complex financial decisions, a CFP offers expertise to guide you. This comprehensive guide will help you understand what to look for when hiring a financial planner and how to make
How to Hire a Certified Financial Planner: A Complete Guide Read More »
Having your credit score fall unexpectedly can be as bad as losing a significant amount of money. With a lower score, your opportunities for low-interest loans, lower insurance premiums, and more affordable mortgages may be out of your reach. What’s worse is that these fluctuations may come from out of nowhere and may confuse
What to Do If Your Credit Score Drops Unexpectedly Read More »
If you owe a significant amount to the IRS, you may be able to pay the balance in an installment agreement with the IRS. This can help offset collection methods of the IRS, like freezing your bank account and putting a lien on your property. Step #1: Determine How Much You Owe The first step
6 Easy Steps to Set Up an Installment Agreement with the IRS Read More »
On a recent flight to Florida, where my family planned to set out on a 7-night Caribbean cruise, the airline we took lost my luggage. Well, “lost” isn’t technically the right word. They accidentally neglected to put my bag on my flight for some reason – even though we’d checked in nearly two hours ahead
Why You May Need Travelers Insurance Read More »
While it’s been often said that the two things you can’t escape in life are death and taxes, the IRS actually offers a way out for those behind on their payments. If you’ve been watching TV or listening to the radio recently, you may have heard ads suggesting that taxpayers who are behind on their
IRS Offer in Compromise Explained Read More »
Getting the urge to strike out on your own to satisfy your entrepreneurial itch? Before you begin, be sure to obtain the necessary permits and licenses you’ll need to operate your small business legally. Whether you’re ready to launch your new start-up, or you’re growing an existing enterprise into a thriving business, your business must be run
5 Steps to Registering Your Small Business Read More »
If your housing costs have become more than you can afford or if you want to reduce your debts, you might be toying with the idea of downsizing from your existing home and moving into a smaller property. After all, a bigger house typically means a bigger mortgage – right along with larger utility bills,
Should You Downsize to a Tiny Home? Read More »
Even though the economy is on the mend and the national unemployment rate is hovering around 5%, millions of Americans are still looking for work. In fact, you may have recently received a pink slip – and now find yourself reeling, emotionally and financially, from this bad news. Don’t give in to despair. Just resolve
Sudden Job Loss? 3 Money Moves to Make Now Read More »
If you’ve prepared your taxes and you owe Uncle Sam, don’t make the mistake of not submitting your federal tax return simply because you’ve got a hefty tax bill. A failure to file your taxes will just compound your problems and put you even further in the financial hole. After all, the IRS can impose
5 Good Solutions When You Can’t Pay Your Taxes Read More »
