Are you too scared to face your financial situation? Maybe you’ve heard, time and time again, that you need to get your credit report or check your FICO credit score, but you’re too afraid to see what they look like. Perhaps you have a large or overdue tax bill and just thinking about the IRS […]
If You’re Too Scared to Face Your Finances Here’s What to Do Read More »
So you’ve probably heard the news about the spending boom that occurred on Black Friday and Cyber Monday. In-store and online sales were up 7% and 33% respectively, on each of those days. Even if you didn’t participate in the multi-billion dollar shopping frenzy, have you considered the spending you’re likely to do in the
Poll:Half of Holiday Shoppers Not Setting a Spending Budget Read More »
As more homes go into foreclosure, you might be considering investing in a foreclosed property to generate some extra income. Foreclosed homes can be moneymakers in strong rental markets or if you’re able to sell a deeply discounted property for a higher price in the future. Regardless of whether you’re considering a foreclosure for investment purposes or
Buying a Home in Foreclosure? Here Are 6 Tips Read More »
Have you decided to make the switch from a bank to a credit union or to simply transfer banks? Many consumers are doing just that – especially in light of rising bank fees, the recent Bank Transfer Day and the ongoing Occupy Wall Street movement. 3 Ways to Avoid Rising Bank Fees While you can
5 Memorable Ways to Say Goodbye to Your Bank, a la That JetBlue Flight Attendant Read More »
Black Friday may have brought out the holiday shopping crowds, but Cyber Monday is increasingly generating the biggest bucks for retailers as consumers hop online to make merry and find gifts for the holidays. According to data from IBM Coremetrics and comScore, Cyber Monday sales rose 20% in 2010 and topped $1 billion in online
Cyber Monday Shopping Tips For The Best Deals and Online Safety Read More »
If you’ve been thinking about closing up your regular bank account in favor of joining a credit union, make sure you understand both the benefits and disadvantages of making the switch. As bank fees continue to rise and many retail banks impose penalties on low balances, many Americans are turning their sights on credit unions
Credit Union Perks and Benefits To Know Read More »
When Kim Kardashian announced she was divorcing her husband, basketball player Kris Humphries, after just 72 days of marriage, the backlash against the reality TV star was swift and intense. Among those publicly calling the marriage a sham was none other than Kardashian’s former publicist, Jonathan Jaxson. But when Jaxson flat-out suggested in media interviews
Financial Lessons From Kim Kardashian Read More »
As the holiday season gets into full swing, you may not be feeling as cheerful and festive these days as some of your friends and family members. Money problems or personal issues can dampen even the brightest of outlooks. In fact, for some people, the holidays end up being a time of sadness and even
How To Cope with Depression During the Holidays Read More »
Looking for practical ways to earn extra cash before the year wraps up? Whether you’re prepping for holiday expenses or just want to boost your savings, now’s a great time to explore simple yet effective ways to make more money. You don’t need to take on another job or upend your schedule to bring in
5 Smart Ways to Earn Extra Cash Before Year’s End Read More »
As much as you would like to believe it, no, you didn’t just win a brand new Mercedes Benz or $1 million – just in time for the holidays. That telephone call you may have received about your exciting “win” in a sweepstakes or lottery is just a scam, according to the Better Business Bureau,
Beware of Scammers Impersonating The Better Business Bureau Read More »
For many Americans, a big part of the holiday season involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season. In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could
5 Reasons Not to Spend Any Money on Gifts this Holiday Season Read More »
From Black Friday doorbuster specials to Christmas sales, the holiday shopping frenzy may soon engage your inner shopaholic – and leave you with a mound of debt by New Year’s. The average American is expected to spend a little more than $700 on holiday gifts and seasonal merchandise in 2011, according to the National Retail
How to Control the Shopaholic in You this Holiday Season Read More »
If you need help eliminating credit card bills or getting rid of other forms of debt, a debt relief program may seem like the only viable option for getting help with your debt and your finances back on track. While you can find some legitimate debt help agencies out there, you can also easily stumble
5 Ways To Know If You Should Avoid a Debt Help Company Read More »
If you’re wondering whether you can remove a car repossession from your credit report after paying off the balance, you’re not alone. Many consumers are surprised to learn that even after settling a repossessed vehicle account, the negative mark can remain on their credit history for years. Here’s what you need to know about car
Can I Remove a Car Repo From My Credit Report? Read More »
If you’ve thought about switching banks to skirt extra fees or just for better services, don’t overlook the option and benefits of joining a credit union too. Credit unions are known for providing a more personalized experience and most offer the same – though not all – of the financial products that many banks offer.
The Smart Way to Join a Credit Union Read More »
