Subprime lenders don’t advertise themselves as such — especially after the mortgage meltdown and credit crunch from 2007-2010. If you have “bad” credit and are trying to find a subprime lender who will offer credit or loans to someone with your credit profile, the best thing to do is to get online and shop around […]
What Are Subprime Lenders and Where Can I Find Them? Read More »
First came money problems for Academy-Award winning actor Nicolas Cage. Now it looks like relationship and legal problems are also facing the Hollywood star. According to the Associated Press, Cage was arrested Saturday April 16, 2011 in New Orleans on charges of domestic abuse battery and disturbing the peace. The Orleans Parish Sheriff’s office released
Actor Nicolas Cage Arrested For Alleged Domestic Abuse, Adds to His Financial Woes Read More »
If you’ve thought about ordering your free credit report, which credit reporting bureau should you contact? Many people wonder what the difference is between the Equifax, Experian and TransUnion credit reports. Each credit reporting agency uses a different set of criteria and variables to calculate your credit score, and some lenders prefer to use one
How to Compare Your Equifax, Experian and TransUnion Credit Reports Read More »
If you’ve finally saved up enough money to pay off your credit card balance in full, or only charged a certain amount that can be paid off before the next billing cycle, make sure you time your payment right or you could end up paying some interest charges. One of the first things you need
The Best Time to Pay Your Credit Card Balance in Full Read More »
If you receive a notice from the IRS stating that you have filed two (or more) tax returns this year, someone may be using your Social Security number illegally. If someone is filing taxes using your Social Security number, you could be missing out on employment benefits when you retire because the Social Security Administration
What to Do If Someone Files Taxes Using Your SSN Read More »
If you’ve applied for a loan, a credit card, or a mortgage recently, your credit score likely played a pivotal role in the lender’s decision. But did you know there’s more than one type of credit score? Two commonly referenced models—FICO and PLUS Score—serve very different purposes. Understanding the difference between the FICO vs. PLUS
FICO vs. PLUS Score: What’s the Real Difference and Why It Matters Read More »
Here are 5 common debit card scams used by con artists out to steal your debit card information and your money: Keystroke-logger. This is computer spyware that records every keystroke typed on a computer and is used to steal confidential personal information and passwords. Cellphone. A bystander distracts you while a scammer uses the camera built into his cellphone
Debit Card Scams You Never Heard Of Read More »
Understanding Employer Tax Reporting Obligations The Internal Revenue Service (IRS) requires all employers to report income and employment taxes withheld from their employees on an Employer’s Quarterly Federal Tax Return (Form 941). This form ensures that wages are accurately recorded, and all necessary payroll taxes are paid. If your employer fails to report your wages
Do This Now If Your Wages Were Not Reported Read More »
If you’re like me, you’ve definitely noticed that you’re paying higher prices at the pump to fill up your car. Since we’re all trying to save a buck, here are 10 ways you can save money on gasoline: Gas prices continue to fluctuate, often rising when we least expect it. If you’re tired of spending
Save Money on Gas: 11 Genius Tips to Cut Fuel Costs Fast Read More »
It’s that time of year, when students and their parents are hearing from colleges about which schools granted them admission – and equally important, which schools are offering the most money to pay for college. If your family is like most, you probably can’t afford to foot the entire college bill on your own. That’s
Tips for Negotiating a Better College Financial Aid Package Read More »
If you’re one of the 25% of tax payers who owe money to the IRS when you file your federal income tax return, there are some important things you should know. First off, even if you can’t afford to pay your entire tax bill, do pay whatever you can to minimize interest charges on any
Ten Things To Know If You Owe Taxes To The IRS Read More »
If someone has stolen your Social Security card or has found your Social Security number on sensitive documents, they can misuse your SSN by opening up credit cards or applying for a loan in your name. If you are the victim of this type of identity theft, you must report the incident to the Federal
What Should I Do if Someone Obtains Credit Using My SSN? Read More »
If you recently had your Social Security card stolen or an identity thief had access to your Social Security number, someone could be using your Social Security number for a variety of purposes. Using someone else’s Social Security number is illegal but thousands of people become the victims of identity theft after losing their Social
Someone is Using My SSN – What Should I Do? Read More »
Q: I am unable to file my taxes because someone used my social security number. What should I do? A: If you recently found out that someone used your Social Security number to file taxes, you will need to report the fraudulent activity to the Internal Revenue Service (IRS) immediately. The IRS usually sends out
I Can’t File My Taxes Because Someone Used My SSN – What Do I Do? Read More »
Once you pass 50, your life insurance needs may change. Perhaps the kids are grown and financially secure, or your mortgage is finally paid off. If so, you may be able to reduce or eliminate coverage. On the other hand, a disabled dependent or meager savings might require you to hold on to life insurance
Does It Make Sense To Keep Life Insurance After Age 50? Read More »
