It’s no picnic when your bills are overdue and debt collectors are calling you at all hours, harassing you non-stop at home or work. But just because you may (or may not) owe some company money, that doesn’t give an overly aggressive bill collector a free pass to violate your legal rights, intimidate and harass […]
How to Stop Bill Collectors From Harassing You By Using a Cease and Desist Letter Read More »
While retailers roll out their Black Friday and pre-Christmas deals, and people start talking about doing their holiday shopping, you might be broke – and feeling like you’re sitting there with a 600-pound gorilla in your room.
Broke Again This Holiday Season? Here Is What To Do Read More »
Add this to the list of reasons you should stay away from payday lenders: they might not handle your personal information very carefully, putting you at risk of identity theft and other problems. In fact, your personal data – everything from your Social Security number to your bank account number – may have been dangerously
Payday Lenders and Check Cashing Stores Put Consumers At Risk of ID Theft Read More »
I recently wrote about easy ways to lower airfare costs if you’re traveling during the holidays. Now I want to tell you 5 quick ideas for protecting your money if you’re away this November, December or even into the New Year. Tip #1: Have a Game Plan For starters, you need to establish a plan, particularly if you go
5 Tips to Protect Your Money While Traveling During the Holidays Read More »
The airline industry expects a busy travel period this Thanksgiving holiday, according to a report from USA Today. If you’re planning to take to the skies for Turkey Day or even the December holidays, try these three tips to save some cash on your airline ticket.
Holiday Travel Tips: 4 Easy Ways to Lower Airfare Costs Read More »
Experts say the economy is the biggest factor in the 2012 presidential election. If you’re voting with your wallet on Nov. 6, here’s a snapshot of how your finances will be impacted under a Barack Obama Presidency or a Mitt Romney Presidency.
Obama vs Romney: How Each May Impact Your Money and Finances Read More »
My family – like millions of others along the East Coast – has had to tough it out this past week in the wake of Hurricane Sandy. We’ve been without power for more than seven days. We still have no lights or phone service; cell phone coverage has been mostly non-existent; and needless to say
4 Financial Lessons Learned From Hurricane Sandy Read More »
Unlike a student loan, a federal Pell Grant for college does not have to be repaid. A Pell Grant is a need–based grant that is provided to low-income students. Pell Grant award amounts change every year, but the amount you can receive will depend on several factors including your financial need and the cost of
Do I Qualify for a Pell Grant for College? Read More »
Being a stay at home mom is a dream for many, but the demands placed on stay-at-home moms can rival – or even exceed – those faced by women who are in the workplace full time.
Four Tools to Help Stay at Home Moms Become Financially Organized Read More »
When is it smarter to use a credit card versus a debit card? And what items should you NEVER use your credit card to buy? The answers may surprise you! 1. Renting a car: should you use credit or debit?
Credit Card vs. Debit Card: When is it Best to Use Either One Read More »
As parents, we drive ourselves nuts – and often into the poorhouse, too – when it comes to the trying to afford private school for our children. I know – because I was one of those parents. When my two oldest children – who are now in 10th and 7th grades, were just five and
What to Do if You Can’t Afford Private School Anymore Read More »
If you are looking for different ways to pay for your college education, consider the benefits of the Federal Work-Study program. This program is designed for undergraduate and graduate students and allows them to work part-time while they are enrolled in a degree program.
About the College Federal Work Study Program Read More »
As someone who has worked from home for the past decade, I know from first-hand experience, how incredibly gratifying it is – and how incredible lucky I am – to be able to do what I love from the comfort and convenience of my own place in northern New Jersey. Sure, I have meetings and
5 Great (and Legit) Work-From-Home Jobs for Women Read More »
With each passing day, I’m starting to believe that Elizabeth Warren was right: the financial system is rigged against the average middle-class American. Here’s the latest proof of this fact: Congress is considering an ill-advised proposal that would severely hurt millions of Americans’ credit scores.
Will Your Tax Debts Be Reported to Credit Bureaus? Read More »
If you’ve got a 401(k) or a similar retirement plan, you can start socking away more money for your Golden Years starting in 2013. The IRS says it’s increasing the tax-free contribution limit for retirement plans to $17,500 for 2013; that’s up $500 from a limit of $17,000 in 2012.
401(k) Contribution Limits Increase for 2013; What You Must Know Read More »
