It’s an age old financial dilemma: you want to save for the future – maybe to better prepare for retirement or to help pay for your kid’s college education – but you’re dealing with today’s bills. So how do you strike a proper balance and juggle current obligations while simultaneously saving for the years ahead? […]
How to Plan for Future Financial Goals and Juggle Today’s Bills Read More »
Dealing with debt collection agencies is never pleasant and you may find that some are especially persistent —and rude. While debt collectors are required to follow certain laws and regulations, many are guilty of bending or breaking the rules. It’s important to remember that debt collectors are trained to do everything possible to collect the
5 Lies Debt Collectors May Tell You Read More »
If you are diligent about monitoring your credit report regularly and take steps to maintain a healthy credit score, you may be wondering how long negative information such as delinquent accounts, judgments, and other adverse information stays on your report. By law, certain types of information must be removed from your credit files within a
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If you’re feeling overwhelmed with bills lately and your car loan payments are putting a dent in your budget, take some time to review your loan agreement. Whether you’re dealing with overdue payments or just want to be more organized with your finances, you do have some options that you might have overlooked. Here are some
Tips for Managing Your Car Loan Read More »
A new study from BankRate.com has found that 63% of Millennials in the U.S. – those between the ages of 18 and 29 – don’t have a single credit card. I’ll admit: I was initially surprised by this new data. At first blush, I wouldn’t have guessed that young adults would be opting out of
4 Reasons That Most Millennials Don’t Have a Single Credit Card Read More »
A reader on AskTheMoneyCoach.com wants to know what to do about debt she can no longer afford to pay due to the loss of the family’s primary breadwinner.
How to Deal With Credit Card Debt You Can’t Afford to Pay Read More »
Hackers have victimized tens of millions of Americans lately by stealing personal information ranging from credit card accounts to Social Security numbers. With such information, a hacker or identity thief can open new loans or accounts in your name, file a fraudulent tax return, or even empty your bank accounts of cash. Unfortunately, there have
How to Keep Hackers From Ruining Your Financial Life Read More »
The first year of college is an exciting time for most students, but the lifestyle change can cause some anxiety and stress. Living away from home also means college freshmen need to manage their own budgets and make smart money decisions. Studies show that one of the reasons many students drop out of college is because
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During many of my financial seminars I’ll meet someone that is thinking about investing in real estate. Usually these people have little or no credit card debt and are in a comfortable position financially. Often times they have heard that investing in real estate for a tax purpose – specifically speaking, a tax deduction –
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Summer’s over, but it’s not too early to plan for next summer’s fun. And I can’t stress enough the importance of planning ahead when it comes to saving money and improving your finances. Although we just celebrated Labor Day, and the so-called end of summer, if you have kids, you might want to start
How to Save Money at Six Flags Theme Parks – Flash Sale Alert Read More »
If one of your financial resolutions is to become debt free, you may be looking at a pile of bills and fretting over how you’ll pay them all. Well, don’t despair. There are many techniques you can use to help eliminate your debt this year—even if you have limited funds. Try the following five strategies to
5 Ways to Get Debt Free Read More »
If you’re struggling to balance your budget each month or just keep finding yourself on the verge of a financial crisis, it may be time to shift your perspective on how to manage money. Many of us are standing in our own way when it comes to managing money effectively because we have false beliefs
5 Money Myths that Are Hurting Your Finances Read More »
One of the important parts of financial planning involves dealing with your child’s current or future college expenses. Even though you want your child to avoid dealing with the stress of heavy student loans right out of college, you also don’t want to make too many sacrifices that would obliterate your own finances. Here are some
5 Tips for Managing Your Child’s College Expenses Read More »
Student loan repayments are increasingly taking a big financial toll on many U.S. households. Americans now owe $1.2 trillion in student loan debt, and the average college graduate from the Class of 2014 has about $33,000 in student loans. Unfortunately, more than one in eight outstanding student loans is currently in default, recent data released
3 Sources of Free or Low-Cost Help With Student Loans Read More »
A subscriber to AskTheMoneyCoach.com is getting married, but recently filed for bankruptcy. The person wants to know how her bankruptcy will impact her future spouse’s credit report. According to recent data from the American Bankruptcy Institute, there were 1.2 million personal bankruptcy filings in the United States in 2012. If it’s increasingly difficult for you to
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