During financial literacy workshops that I give around the country, I leave about 30 – 45 minutes at the end for a q&a session with my audience. Here are the top questions about FICO credit scores that I have heard over the years: FICTION : If I check my credit report often, all those “inquiries” […]
Fact vs. Fiction about FICO Credit Scores Read More »
The Federal government can cancel some or part of your federal student loan (not private student loans) under certain circumstances. This is known as “student loan forgiveness”, and you will need to prove that you meet certain criteria in order to qualify for this type of loan cancellation. If you are disabled, and cannot work
You Can Qualify For Student Loan Forgiveness If You Are Disabled Read More »
In my book Zero Debt I talk about the benefits of stopping the flood of credit card and promotional offers that fill up your mailbox. There is another source of unwanted and frequent solicitations…your phone. If you are tired of receiving a flood of phone calls from telemarketers and other pesky sales people constantly calling
Use The Do Not Call Registry To Stop Telemarketers From Calling You Read More »
Arrest warrants were issued for Irma Michelle Jackson-Stewart, 38, and James Stewart, 51, both of whom are believed to be in Central Florida. They are wanted for running a nationwide grant-writing scam that fleeced over $300,000 from victims seeking federal funds for personal and business expenses according to the Florida Department of Law Enforcement (FDLE).
Grant Writing Scam Targets Churches – Do You Know The Woman In This Video? Read More »
Although lots of people are in the throes of back-to-school shopping, it’s a good idea to think about holiday shopping too. That’s right: holiday shopping. Even though we’re tip-toeing into fall, it’s never too soon to start planning – and budgeting for – those inevitable holiday purchases you know you’re going to make. Unfortunately, far
Why You Need to Save Now For the Holiday Season Read More »
Fed-up consumers are fighting back against overly aggressive debt collectors, slapping collection agencies and creditors with a record 7,923 lawsuits from January 1 through August 15, 2011, according to a report in Collections & Credit Risk. By comparison, in the same period from a year ago, consumers filed only 7,169 such lawsuits. That means lawsuits
Record Number of Lawsuits Against Debt Collectors Read More »
Here is a recap of the hottest articles on AskTheMoneyCoach.com. Smart Money Strategies for Every Month of the Year There’s no better time than the present to kick your finances into high gear. But why limit yourself to just making a single financial New Year’s resolution in January when you can plan a series of
Do You Have Too Much Debt, Women and Investing, Smart Money Tips Read More »
Here are 5 tips to help you stay on top of your finances and finish this year on top of your game. Tip #1. Check your credit report YouInsurance. com This easy-to-use site lets people search, free of charge, for all of their insurance needs and get the cheapest quotes available for life insurance, disability
5 Tips For Staying On Top Of Your Finances Read More »
Taking out a student loan may be the only way to make college affordable. But it’s a good idea to learn about the different types of student loans available and what your repayment options will be after you graduate. Making some informed decisions about your finances before the school year begins can help put you
A Quick Guide to Student Loans Read More »
Paying so-called minimum payments now actually ends up costing you more – a lot more – over the long haul. The math behind some of the calculations that determine your interest rate can be tricky. And I won’t get into all the complex, and sometimes mind-boggling formulas that are used to calculate your Annual Percentage
Minimum Payments Now Really Equal Maximum Payments, in the Long-Run Read More »
Student loan payments may be among your biggest expenses and you are probably looking forward to the day when you make that final payment. If you have reached that stage and paid your entire balance in full, you may still end up receiving a payment notification letter in the mail or find that you have
I Already Paid My Student Loan But Records Show I Still Owe It – What Do I Do? Read More »
Q: Should I pay off my credit card in full before the due date to improve my credit score? A: The answer to that question is, yes, it is better to pay off your credit cards before the statement cycle ends, because you are absolutely correct that that zero balance is what will ultimately get
Should I Pay Off My Credit Card Before The Due Date? Read More »
When somebody uses your name and/or your social security number to apply for a student loan, there’s a good chance that they forged your signature in order to have the application go through. Many people don’t even find out that a student loan has been taken out in their name until they look at their
Someone Took Out A Student Loan In My Name. What Should I Do? Read More »
Q: We own an old house that needs 100k worth of work. Should we get a construction loan or a mortgage loan? My husband has a paid IRS lien on his credit report. I have great credit. Should I get a loan in my name only? Should I title the house in my name only?
Should You Get A Mortgage Loan In Your Name Alone If Your Spouse Has Bad Credit? Read More »
No matter how many tantalizing credit offers banks dream up, you can minimize the clutter in your mailbox, thanks to the Fair Credit Reporting Act. This law permits you to opt out of pre-screened credit offers, thereby greatly reducing the amount of “pre-approved” credit offers that come to your home. It’s worth it to opt
Five Reasons to Opt Out of Credit Card Offers Read More »
