With each passing day, I’m starting to believe that Elizabeth Warren was right: the financial system is rigged against the average middle-class American. Here’s the latest proof of this fact: Congress is considering an ill-advised proposal that would severely hurt millions of Americans’ credit scores.
Will Your Tax Debts Be Reported to Credit Bureaus? Read More »
If you’ve got a 401(k) or a similar retirement plan, you can start socking away more money for your Golden Years starting in 2013. The IRS says it’s increasing the tax-free contribution limit for retirement plans to $17,500 for 2013; that’s up $500 from a limit of $17,000 in 2012.
401(k) Contribution Limits Increase for 2013; What You Must Know Read More »
It is possible – very likely, in fact – that applying for a loan or seeking a new credit card will indeed lower your credit score. Here’s why. Anytime you apply for credit — such as a mortgage, a student loan, credit card or auto financing — a lender pulls your credit file and that
Will a Credit Inquiry Hurt My Credit Score? Read More »
Discover 3 essential steps to make the most of open enrollment season. Boost your benefits and save money with this quick, evergreen guide.
3 Easy Steps to Take During Open Enrollment Season Read More »
The average U.S. college graduate comes out of school with more than $25,000 in student loan debt, according to the College Board. And collectively, student loan debt in the U.S. now tops $1 trillion – surpassing the amount of credit card debt Americans owe. So paying off student loans is one of the most daunting
College Grads: Get the 411 on Federal & Private Loans Here Read More »
If someone steals your Social Security card or misuses your Social Security number without your permission, it’s one of the worst forms of identity theft you can suffer. Crooks can use your Social Security number to file taxes in your name, illegally snatching away a federal tax refund to which you’re legitimately entitled. Then you
Social Security Number Lost or Stolen? You Must Read This! Read More »
It’s frustrating to have errors on your credit report. But mistakes in your credit files happen all too often. In fact, consumer groups say that 70% of all U.S. credit reports contain mistakes. But you don’t have to live with these inaccuracies in your credit files. They key to getting rid of them is knowing
Clean Up Your Credit Reports and Fix Mistakes with These Tips Read More »
Are you tired of being denied credit? Do you want to raise your FICO credit score, qualify for a mortgage, or get the best interest rates on auto loans, student loans, and credit cards? Thankfully, no matter what your current credit standing, you can achieve A-1 credit. It may take some time – but probably
Bad Credit is a Drag. Here’s How to Boost Your Credit Score Read More »
Dealing with debt collectors is stressful. They call at all hours of the day and night. They hound you for money – whether you’re working or unemployed. And they generally make life unpleasant when you owe them, or one of their clients, cash. But just because you owe a company money doesn’t mean they have
Learn How to Deal with Creditors and Get Out of Debt Forever Read More »
Bankruptcy isn’t a step that should be taken lightly. But sometimes, it’s a necessity that simply can’t be avoided. If you’re overwhelmed by enormous credit card debts you can never repay, struggling with massive medical bills, or are barely staying afloat due to unemployment, bankruptcy may be a good alternative to consider. Will a Chapter
The Truth About Bankruptcy: It’s All Here – The Good and Bad Read More »
Paying with a credit card offers the ultimate in convenience when you’re taking care of all that holiday shopping, – particularly when Black Friday deals abound on the web and retailers are offering door-buster sales. But using your credit card either online or offline could put you at risk for identity theft and fraud if
How Thieves Steal Credit Cards Read More »
While everyone faces financial challenges, women often confront particular economic hurdles that require special attention. For instance, how do you deal with earning 75 cents for every dollar that men earn? What’s the best way to save for your kid’s college education if you’re a single mom? And how can you protect your credit while
Women and Personal Finance Read More »
We all make money mistakes, women and men alike. But women are often more prone to certain financial blunders. Here are five money mistakes women make – and how to fix them.
5 Money Mistakes Women Make – And How to Fix Them Read More »
Federal grants can help you cover some or all of the costs of your college education and unlike student loans, grants do not need to be paid back. Grants are often called a “gift aid” and are based on need. If you apply for a federal grant, you will need to submit a Free Application
Types of Federal Grants Available for College Read More »
Identity theft affects about 10 million Americans each year. If you’ve been a victim of identity theft and someone has misused your Social Security number, it is possible to get a new Social Security number. There’s also one other time when you can get a new Social Security number. It’s when you’ve been the victim
What Happens If You Get a New Social Security Number Read More »
