Page 23 – The Money Coach

New Credit Score Rules: How They Affect Your Approval Odds

Act Fast: New Credit Score Rules That Could Change Your Approval Odds

Leave a Comment / Credit Cards / Abdul Qadeer / credit approval odds, Credit Score Tips, financial inclusion, lenders and credit scores, new credit score rules

The new credit score rules are transforming how lenders evaluate consumers, and understanding these changes is essential if you’re applying for loans or credit cards. Designed to offer a more accurate reflection of financial responsibility, the updated scoring models now include alternative data such as rental payments, utility bills, and reduced weighting on medical debt. […]

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Building an Additional Income Stream Through Rental Properties: What You Need to Know

Leave a Comment / Real Estate / Abdul Qadeer / income stream, landlord tips, passive income, real estate investing, rental properties

If you are considering building an additional rental properties income stream by investing in real estate, you may be making an excellent choice to support your finances. However, it is important to avoid some pitfalls and understand what to expect from your investment. In this quick-start guide, we’ll offer an overview of a few key

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protect your finances from medical expenses

7 Strategies For Protecting Your Finances From Medical Expenses

Leave a Comment / Health is Wealth / Abdul Qadeer / Emergency fund, Financial Protection, healthcare costs, Medical Debt, medical expenses

Being in good health is priceless, but there can often be a personal financial cost to looking at your healthcare. Each year, more than half a million Americans file for bankruptcy due to medical bills, which is the number one cause of bankruptcy in the country. Even in cases where bankruptcy is avoided, dealing with

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Discover how professional financial guidance can help you budget smarter, invest wisely, and achieve long-term financial security with confidence.

Can Professional Guidance Help You Reach Your Financial Goals?

Leave a Comment / Personal Finance / Abdul Qadeer

For many people, money feels like something they should be able to manage on their own, but the reality is that personal finances often get complicated very quickly. Between planning for retirement, saving for a home, or managing investments, it’s easy to feel overwhelmed and unsure if the steps being taken are the right ones.

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How Switching Careers Midlife Can Boost Your Income

Leave a Comment / Careers / Abdul Qadeer / career change, midlife career switch, networking, personal growth, transferable skills

Switching careers midlife can be one of the most rewarding decisions you make, both financially and personally. The Benefits of Switching Careers Midlife include discovering renewed purpose, gaining fresh challenges, and opening doors to greater satisfaction. Many professionals in their 40s and 50s reach a point where their current roles no longer bring fulfillment, prompting

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Enroll Now: Training Programs That Pay You Back Within a Year

Leave a Comment / Careers / Abdul Qadeer / career growth, job market trends, quick returns, Success Stories, training programs

Training programs that pay you back within a year are becoming a powerful alternative to traditional degrees. These programs equip students with practical, career-ready skills in high-demand fields—often leading to jobs and higher salaries in less than 12 months. In today’s competitive job market, many professionals are turning to short-term training options to accelerate their

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Better Business Writing: 5 Steps Entrepreneurs Can Use to Write with Impact

Leave a Comment / Entrepreneurship / Abdul Qadeer / better business writing, business success, entrepreneur writing tips, persuasive communication, professional email writing

In business, the way you write can be as important as what you say. Whether you’re emailing an investor, pitching a client, or updating your team, better business writing helps you project confidence and professionalism. Entrepreneurs who communicate well often close more deals and build stronger relationships. Here are five steps to sharpen your writing

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Scaling a Business: Why Exit Strategies Matter Early

Scaling Your Business: Why Entrepreneurs Need an Exit Strategy Early

Leave a Comment / Entrepreneurship / Abdul Qadeer / business succession planning, entrepreneur exit strategy, long-term vision, scaling a business, small business growth

Entrepreneurs often pour all their energy into launching and scaling a business but overlook one crucial element: the exit strategy. Even if you never plan to sell or step away, having a long-term vision shapes financial decisions today and ensures your business is built on solid ground. Here’s why thinking about the end game early

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Small Business Financing: How Entrepreneurs Can Secure Capital to Scale

Leave a Comment / Business / Abdul Qadeer / business credit, business loans, small business financing, startup funding, venture capital

For many entrepreneurs, launching a business begins with personal savings, a side hustle, or bootstrapping. But once it’s time to scale, small business financing often becomes necessary. The challenge lies in choosing the right type of financing and preparing your business to qualify. This guide explains the most common small business financing options and the

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Entrepreneur Financial Planning 101: Mastering Budget and Cash Flow

Leave a Comment / Entrepreneurship / Abdul Qadeer / business budgeting, Cash Flow Management, entrepreneur financial planning, small business finances, startup tips

Starting and growing a business is an adventure, but too many entrepreneurs jump straight into sales and marketing without thinking about the financial basics. Entrepreneur financial planning begins with two essentials: budgeting and cash flow. Get these wrong, and your business can run out of money before it ever has a chance to succeed. This

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Why Every Entrepreneur Needs a Financial Game Plan Before Scaling

Leave a Comment / Entrepreneurship / Abdul Qadeer / business budgeting, Cash Flow Management, entrepreneur financial planning, scaling a business, small business finances

Launching a business is exciting. But for many entrepreneurs, the drive to grow quickly often overshadows the need for a solid financial foundation. Without clear entrepreneur financial planning, even the most promising venture can stumble when faced with unexpected expenses or uneven revenue. Here’s why creating a financial game plan before scaling is critical—and how

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Why You Should Update Your Beneficiaries Before Year-End

Leave a Comment / Retirement / Abdul Qadeer / beneficiary designations, Estate Planning, life changes, retirement accounts, Tax Benefits

Updating your finances before the year ends is crucial, and one of the most important steps is to update your beneficiaries on retirement accounts, life insurance policies, and investment plans. Too often, people forget to revisit these designations after major life events like marriage, divorce, or the birth of a child—leading to assets going to

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Why Some Families Retire Early While Others Struggle

Leave a Comment / Retirement / Abdul Qadeer / early retirement, Financial Planning, Investment Strategies, lifestyle choices, retirement savings

Ever wonder why some families retire early while others struggle well into their 60s and 70s? The difference often comes down to how they plan, save, invest, and manage their overall lifestyle. Early retirement isn’t reserved for the wealthy—it’s often achieved by families who take a strategic and disciplined approach to money, health, and career

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How Empty Nesters Can Rebuild Wealth Faster Than Expected

Leave a Comment / Building Wealth, Personal Finance / Abdul Qadeer / empty nest, Financial Planning, income opportunities, retirement savings, Tax Benefits

The empty nest stage can bring a surprising financial shift. With children grown and gone, many parents suddenly find themselves with lower expenses—and in some cases, extra income. While the transition can feel overwhelming, it also presents one of the best opportunities to rebuild wealth and refocus on long-term financial goals. Instead of just maintaining

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Why Your Neighbor’s Credit Limit Keeps Growing — And Yours Doesn’t

Leave a Comment / Credit Scores / Abdul Qadeer / Credit History, credit limits, Credit score, credit utilization, debt-to-income ratio

If you’ve ever wondered why your neighbor’s credit limit increase seems effortless while yours stays the same, the answer lies in how lenders evaluate financial behavior. Credit limits aren’t assigned at random—they are carefully determined based on a mix of factors, including credit history, income, debt-to-income ratio, utilization, and overall credit card management. Understanding these

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