Q: If there is a debt that that does not appear on my credit report and it is past the time that they can report it do I have to pay it? What can I do to stop having this company call my home. A: Two different set of laws apply to how long a […]
Do I Have To Pay an Old Debt That Is Past The Statute of Limitations? Read More »
The April 17th, 2012 tax filing deadline is just a few weeks away. Fortunately, there are some last-minute ways you can still save money. Here are four strategies to lower your tax bill:
Four Strategies to Lower Your Tax Bill Read More »
Mystery shoppers – also known as secret shoppers – are hired to perform random checks at various stores to make sure the store is providing a high level of customer service and meeting certain standards. However, fraudsters and scam artists are capitalizing on this employment opportunity by posing as legitimate mystery shopping companies and then
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Natural disasters and other world events that have caused severe emotional, financial, and physical distress in various countries have prompted a number of relief efforts and launches of charitable organizations. Sadly, scam artists have started taking advantage of people’s generosity by setting up fake organizations, bogus websites and fraudulent causes to collect donations. Here are
How to Avoid Charitable Donation Scams Read More »
Has your roof sprung a leak? Has your car broken down? Did your neighbor’s soccer ball find its way through your window? From time to time we all are faced with sudden, unexpected events that require immediate cash, fast. Here is what to do if you need cash for an emergency repair. 1. Obtain a
4 Places To Borrow Money for Emergency Repairs Read More »
Q: I am a saver but my husband is a spender. He has gotten better over the years but his financial history still follows us. Every time I talk about finances or lack of money, he gets upset thinking it is a personal jab to his ego when it is not the case. I try
Can a Saver and a Spender Live in Financial Harmony? Read More »
If you’ve ever received a random phone call from someone claiming that you are delinquent on a payday loan or other type of debt, and must make a payment immediately to avoid legal action, you could be a target of a telephone collection scam. The Internet Complaint Center (IC3) continues to receive complaints from victims
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If you’re a timeshare owner and start to receive emails or phone calls from people claiming to be timeshare company or sales representatives – and saying they can help you sell your timeshare fast – be careful that you don’t become a victim of a timeshare marketing scam. These scams target timeshare owners in hopes
Timeshare Owners: Avoid This Timeshare Marketing Scam Read More »
Q: Someone filed taxes with my social security number, I contacted the authorities! Now how long for me to receive my tax money? A: I’m sorry to hear about someone stealing your social security number and using it to file taxes. Unfortunately, it may take a while — probably at least several weeks, if not
When Will I Get My Tax Refund If Someone Stole My Social Security Number? Read More »
If you have been a victim of identity theft or domestic abuse, and are still running into problems that resulted from the misuse of your Social Security number, the Social Security Administration (SSA) may be able to assign you a completely new Social Security number. But the SSA only issues new numbers on a case-by-case
The Pros and Cons of Getting a New Social Security Number Read More »
If you forgot to save a copy of your old tax return or just don’t have access to a software program you used to prepare a previous tax year’s return, you do have the option of contacting the IRS directly for a copy. The IRS offers you three options for getting a copy of your
How to Get a Copy of an Old Tax Return Read More »
Whether you’re a newlywed or have been married for many years, having a good handle on your finances needs to be a top priority for couples. Spouses that can make financial decisions together are usually in a better position than those who avoid talking about money or rely on one spouse to handle every aspect
5 Financial Mistakes that Can Wreck Your Marriage Read More »
If you owe federal income taxes, you can breathe a sigh of relief because a newly updated “Fresh Start” program from the IRS has just made it a lot easier – and a lot less expensive – to pay your tax bill. In the past, people who owed up to $25,000 could enter into an
Owe Taxes? IRS Makes It Easier and Less Costly to Pay Over Time Read More »
Spring is a great time of year not just for doing some spring-cleaning around the house, but to also spring clean your finances. This goes beyond shredding outdated paperwork. You can become much healthier financially – and reduce your stress too – simply by reorganizing your budget, consolidating accounts, and making other smart financial moves.
7 Easy Tips to Spring Clean Your Finances Read More »
March is Women’s History Month and this year’s theme is “Women’s Education” and “Women’s Empowerment.” Being financially savvy can be empowering in itself and help you make those important financial decisions throughout your lifetime. But how well are you really managing your finances? Do you feel like you have your finances under control or do
Women’s History Month: 6 Ways to Know if You’re a Financially Savvy Woman Read More »
