Buy Now, Pay Later, or BNPL, is quickly becoming a huge form of debt for millions of Americans. What is BNPL? BNPL stands for “Buy Now, Pay Later,” a form of short-term financing that lets consumers split purchases into smaller, interest-free payments—typically over a few weeks or months. Companies like Klarna, Affirm, Afterpay, and Zip […]
BNPL Warning: 10 Wild Things People Are Buying with Buy Now Pay Later Read More »
Most parents cherish those precious moments of connection with their children in the car – driving to school, heading to practice, or running errands. It’s during these unguarded moments that kids often open up, sharing their dreams, fears, and daily dramas. But in our family, some of my most meaningful mother-daughter conversations happened at 35,000
35,000 Feet of Connection- How Airplane Time Became Our Special Mother-Daughter Space Read More »
I run my fingers over the stack of cruise cards spread before me on the dining room table, each a tangible reminder of our family’s seafaring adventures. There must be at least 50 of them, bearing our names –– mine and my husband Earl, as well as our children Aziza, Jakada, and Alexis –– alongside
Lessons from the Sea: How Fellow Cruise Passengers Shaped Our Life Philosophy Read More »
Understand financial decluttering and how to declutter your finances by organizing documents, budgeting wisely, and reducing debt. Build financial stability with these expert strategies.
Financial Decluttering: How to Organize Your Money and Budget Effectively Read More »
Learn how choice architecture influences your grocery shopping decisions. Discover healthy grocery shopping tips, from visual cues to product placement strategies.
Use Choice Architecture to Eat Healthy Read More »
Learn the hidden costs of ‘Buy Now Pay Later’ services this holiday season. Understand the risks, benefits, and tips for using BNPL responsibly to avoid financial stress.
The Hidden Costs of Buy Now Pay Later Read More »
You might think that leaving a substantial financial legacy is reserved for the wealthy – those with hefty stock portfolios, sprawling real estate empires, or six and seven-figure salaries. But what if you’re working with a more modest income? Can you still make a lasting impact on your loved ones’ financial futures? The answer is
How to Leave a Solid Legacy on a Modest Income Read More »
As a working mother, you may have noticed that your paycheck doesn’t quite measure up to what your male counterparts are earning. You’re not alone. The current wage gap for mothers is a stark reality, with moms earning approximately 74 cents for every dollar earned by fathers. But why does this disparity exist, and what
The Motherhood Pay Gap: Addressing the Disparity Read More »
As we celebrate the remarkable women in our lives on Mother’s Day, thinking outside the box can lead to unique and memorable ways to honor our mothers without overspending. This follow-up to my previous article, 10 Ideas to Celebrate Mother’s Day on a Tight Budget, presents 10 unconventional tips that offer creative and heartfelt ways
Unconventional Ways to Celebrate Mother’s Day on a Tight Budget Read More »
Mother’s Day is a special occasion dedicated to honoring the incredible women who have shaped our lives with love, care, and wisdom. While we all want to show our appreciation for everything mothers do, it’s essential to celebrate this day thoughtfully, especially when facing financial constraints. Honoring your mother doesn’t have to break the bank.
10 Ideas to Celebrate Mother’s Day on a Tight Budget Read More »
Although the April 15th tax deadline is rapidly approaching, millions of Americans still haven’t filed their taxes. It’s not just a case of mass procrastination. Many taxpayers find the process of filing taxes too complicated, too costly, or just too time-consuming. No wonder a 2024 survey from Nextdoor Consumer Insights found that 64% of adults
Last-Minute Tax Tips to Reduce Stress and Save Time Read More »
With inflation and higher interest rates affecting people’s wallets, too many Americans are living paycheck to paycheck. According to recent research from Lending Club, 62% of adults in the U.S. report living paycheck to paycheck and don’t have any money left over after they pay their monthly bills. In my new book, Bounce Back: The Ultimate Guide
The Simple Strategy to Stop Living Paycheck to Paycheck and Save More Money Read More »
As a Black nurse, you deserve to practice in environments where you feel valued, respected, and able to thrive as your authentic self. While some healthcare institutions fall short in creating that welcoming space, know you have the power to inspire change. Here are proactive steps you can take to encourage your employer to implement
How to Get Your Employer to Create Safe Spaces for Black Nurses Read More »
(BPT) – As cold weather moves across much of this country, winter coats, shoes and socks are a necessity that most of us may take for granted. But with 40 million people living in poverty according to the U.S. Census Bureau, many do not have the means for or access to the essentials they need
Bounce Back Workbook # Available From Order from Amazon Order from Barnes and Noble Order from Books-a-Million Order from Wiley Put the practical insights from Bounce Back to use with this companion workbook to financial resilience Dive deeper into the lessons from Lynnette Khalfani-Cox’s popular book, Bounce Back: The Ultimate Guide to Financial Resilience, and
Bounce Back Workbook Read More »
