Author name: Lynnette Khalfani-Cox, The Money Coach

Lynnette Khalfani-Cox, The Money Coach, is a renowned financial expert, author, speaker, and media personality, empowering people to achieve financial success. Visit her personal website at https://lynnettekhalfanicox.com.

Oseola McCarty

How to Leave a Solid Legacy on a Modest Income

You might think that leaving a substantial financial legacy is reserved for the wealthy – those with hefty stock portfolios, sprawling real estate empires, or six and seven-figure salaries. But what if you’re working with a more modest income? Can you still make a lasting impact on your loved ones’ financial futures? The answer is […]

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The Motherhood Pay Gap: Addressing the Disparity

As a working mother, you may have noticed that your paycheck doesn’t quite measure up to what your male counterparts are earning. You’re not alone. The current wage gap for mothers is a stark reality, with moms earning approximately 74 cents for every dollar earned by fathers. But why does this disparity exist, and what

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A man and woman stroll with a toddler on a beach, holding hands, amid whispers of the ocean under a partly cloudy sky. As they enjoy their budget-friendly getaway, the serene scene reflects the ease of planning for both memories and future finances with care.

Unconventional Ways to Celebrate Mother’s Day on a Tight Budget

As we celebrate the remarkable women in our lives on Mother’s Day, thinking outside the box can lead to unique and memorable ways to honor our mothers without overspending. This follow-up to my previous article, 10 Ideas to Celebrate Mother’s Day on a Tight Budget, presents 10 unconventional tips that offer creative and heartfelt ways

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Gift box with a red ribbon, a card reading "MOM" with a heart, and a red pencil on a vibrant background inspire moments of thoughtful planning, reminding us how love is the ultimate emotional credit we cherish.

10 Ideas to Celebrate Mother’s Day on a Tight Budget

Mother’s Day is a special occasion dedicated to honoring the incredible women who have shaped our lives with love, care, and wisdom. While we all want to show our appreciation for everything mothers do, it’s essential to celebrate this day thoughtfully, especially when facing financial constraints. Honoring your mother doesn’t have to break the bank.

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tax day

Last-Minute Tax Tips to Reduce Stress and Save Time

Although the April 15th tax deadline is rapidly approaching, millions of Americans still haven’t filed their taxes.  It’s not just a case of mass procrastination. Many taxpayers find the process of filing taxes too complicated, too costly, or just too time-consuming. No wonder a 2024 survey from Nextdoor Consumer Insights found that 64% of adults

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A woman sitting at a table looks stressed while reviewing bills and documents, with a calculator nearby, contemplating her budget for better credit management.

The Simple Strategy to Stop Living Paycheck to Paycheck and Save More Money

With inflation and higher interest rates affecting people’s wallets, too many Americans are living paycheck to paycheck. According to recent research from Lending Club, 62% of adults in the U.S. report living paycheck to paycheck and don’t have any money left over after they pay their monthly bills. In my new book, Bounce Back: The Ultimate Guide

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travel nurse

How to Get Your Employer to Create Safe Spaces for Black Nurses

As a Black nurse, you deserve to practice in environments where you feel valued, respected, and able to thrive as your authentic self. While some healthcare institutions fall short in creating that welcoming space, know you have the power to inspire change. Here are proactive steps you can take to encourage your employer to implement

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At a coat donation event marked by "Subaru Loves to Help" signs, volunteers assist two children with jackets, showcasing the power of community support beyond any budget or financial planner's reach.

How a New Subaru Partnership is Providing Warmth, Confidence and Hope to Kids this Winter

(BPT) – As cold weather moves across much of this country, winter coats, shoes and socks are a necessity that most of us may take for granted. But with 40 million people living in poverty according to the U.S. Census Bureau, many do not have the means for or access to the essentials they need

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A yellow traffic sign featuring a red, yellow, and green light symbol is partially submerged in water, much like how unexpected expenses can drown the best-laid budget plans, reminding one to consult a financial planner.

How to Bounce Back From Natural Disasters

In my article on the Kiplinger Advisor Collective, I discuss the unprecedented number of major natural disasters that have occurred in the United States in 2023. It provides ten steps for individuals and families to recover from a natural disaster, emphasizing the importance of prioritizing physical and mental health, documenting damage for insurance claims, applying for FEMA assistance,

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