In my article on the Kiplinger Advisor Collective, I discuss the unprecedented number of major natural disasters that have occurred in the United States in 2023. It provides ten steps for individuals and families to recover from a natural disaster, emphasizing the importance of prioritizing physical and mental health, documenting damage for insurance claims, applying for FEMA assistance, […]
How to Bounce Back From Natural Disasters Read More »
Gain insight into decoding credit reports to make informed financial decisions as a pre-retiree. Understand how credit reports impact your retirement planning.
Cracking the Code: Understanding Credit Reports for Pre-retirees Read More »
As of October 1, 2023, the payment pause that had been in effect for federal student loans ended. That means millions of borrowers who had not been making any federal student loan payments during the pandemic now have to think about another major expense in their budget. According to the Federal Reserve Bank of New
The Best Ways to Handle Repaying Your Student Loans Read More »
Where you or your child goes to college (in-state or out-of-state) and what type of college you choose (private or public) can make a big difference – academically, socially, financially, and from an admissions standpoint. Yet, many students and parents unwittingly make a big mistake when applying to college and selecting the wrong institution. Picking
The HUGE Mistake Students Make When Applying to College Read More »
It’s college application season – that nail-biting period when millions of high school seniors are busy applying to colleges and universities all across America. They are not just preparing for college admissions, of course. Students and their families also contemplate the ever-increasing costs of college. For both U.S. and international students, the entire college admissions
10 Crazy Statistics About College Admissions Read More »
You don’t have to be a literary genius to craft a winning scholarship essay. But creating a standout essay will take some work. Here are five things you can do to craft a perfect scholarship essay. 1. Grab the reader’s interest right away One of the best things you can do to write a killer scholarship
Crafting the Perfect Scholarship Essay Read More »
Earning a college scholarship is hard enough these days. To win free money for college, you have to outshine the competition, demonstrate why you’re deserving of an award – and impress scholarship judges with some aspect of your background, personality, credentials or experiences. Unfortunately, many potentially deserving students accidentally sink their scholarship applications by making
4 Mistakes That Will Kill Your Scholarship Application Read More »
Discover effective retirement savings strategies to secure your future even amidst bankruptcy threats. Pathway to financial resilience starts here.
Retirement Savings Strategies in the Face of Bankruptcy Read More »
Getting a home loan can be a confusing process. You have to decide whether to get a fixed-rate mortgage or an adjustable-rate loan. You’ll want to shop around and qualify for the best loan rates and terms. And when you’re signing on the dotted line for one of the biggest purchases of your life,
Two Important Mortgage Terms You Need to Understand Read More »
Many people face challenges when it comes to money, but for African Americans and other people of color, these challenges can be even more significant. This is because there is a huge amount of structural inequality baked into every system within America – including business, educational, government, legal, and health care systems. Within these
The Impact of Structural Inequality on People of Color Read More »
As AI technology continues to advance quickly, the risk of identity theft is also rapidly increasing, with AI scams becoming more sophisticated and harder to detect. Crooks are using AI-powered tools to create fraudulent content, impersonate real people or institutions, and even trick voice recognition software. Here are some tips on how to protect
How to Protect Your Identity From AI Scams Read More »
Credit scores can also play a huge role in your financial and personal life. After all, a high credit score can help you snag the lowest interest rates on everything from mortgages to auto loans, saving you thousands of dollars over the life of these loans. Good credit can also help you rent an
What Nobody Told You About Your Credit Scores Read More »
Even though I got my first credit card more than 25 years ago, I remember it like it was yesterday. I was a freshman attending the University of California, Irvine. At age 18, just receiving an invitation to apply for a credit card made me feel so grown up. Back then, credit card solicitations were
Here’s What I Did To Get Out of Debt Read More »
When I first heard about Perry Anderson’s M&A MasterClass on buying businesses without using your own money or credit, I admit I was skeptical. But after a month of immersive learning and hands-on workshops, I can honestly say this has been the single best business training I have ever received. Perry Anderson is a veteran
How to Buy A Business With No Money Read More »
Car accidents can be a frustrating and costly experience for any driver. Even if your vehicle is repaired after an accident, it may still lose some of its value, known as diminished value. Fortunately, you may be able to recover some of the lost value through a diminished value claim. In this article, we’ll explore
Diminished Value Claims: What You Need to Know Read More »
