To use a BNPL plan for travel, you start by adding items to your online cart through an airline or travel website’s portal.
At checkout, you’ll see an option to split your payments with financing partners like Affirm, Uplift, PayPal Credit or Klarna.
Should You Use a BNPL Plan for Your Next Vacation? Read More »
In a time of inflation and economic uncertainty, it’s important to focus on the positives — not only to give hope, but also to motivate us and our commitment to the grind as well. New survey results from consulting firm Pearl Meyer found the average annual salary increase has reached 4.8%, the highest in decades.
How to Manage Your Next Pay Raise Wisely Read More »
Need a quick refresher about how your credit score works? Due to inflation, many consumers are being forced to rely on their credit cards to make ends meet. As a result, many consumers have seen their credit scores go down as their balances go up. Here are 3 articles that can help you better understand
What to Do If Your Credit Score Suddenly Drops Unexpectedly Read More »
On American Public Media’s Make Me Smart podcast hosted by Kai Ryssdal And Kimberly Adams, we discuss the impact of inflation and higher interest rates on your wallet.
Podcast: How To Deal With High Interest Rates on Loans Read More »
Attention professors, research heads or academics at historically black colleges and universities. The federal government via HUD is offering millions of dollars for folks at HBCUs to establish or bolster a center of excellence, where they would study and report on housing issues and economic development in minority communities. You can learn more about the
HUD Announces New $5.5 Million Dollars in Grants for HBCUs Read More »
If you’re considering paying your adult child’s student loans here are 10 scenarios to consider saying YES, NO or MAYBE to repaying that college debt.
Simple Reasons To Pay Your Adult Child’s Student Loans Read More »
I’ve shared the following press release from The Department of Housing and Urban Development (also know as HUD) on my Facebook page. It turned out to be a very popular post so I’ve also shared it here on AskTheMoneyCoach. In this release you’ll find out the purpose of this grant and how to qualify for
HUD Grants $15 Million to Help Older Americans Age in Place Read More »
Money can be an uncomfortable conversation for many, especially when it pertains to family finances. Money is commonly cited as one of the number one reasons couples argue over money, and a survey by the Institute for Divorce Financial Analysts found that 22 percent of respondents divorced because of the topic. While money may not
7 Effective Ways to Stop Arguing Over Money With Your Spouse Read More »
After I posted 15 answers to Biden’s student loan forgiveness plan, I received a lot of questions on my social media accounts about student loan forgiveness. I received the following question about the plan’s impact on certain for-profit colleges.
Question About For-Profit Colleges and Student Loan Forgiveness Read More »
Here’s what is known so far about the new student loan cancellation program, how you can get student loan forgiveness, the surprising ways that past and future generations of college students will benefit, and what’s NOT included in the Biden plan.
Student Loan Forgiveness: The Biden Plan Explained Read More »
Even though people are watching their dollars right now because of inflation, there are a host of financial budgeting mistakes you can easily avoid.
Here are four budgeting blunders to sidestep anytime you’re watching your finances.
4 Budgeting Mistakes That Are Easy to Avoid Read More »
With remote work gaining in popularity and inflation hitting everyone’s budgets, more people are staying home these days. But how can you stay home and still make or save money? Here are four ideas to help you keep some cash in your wallet — or generate extra money, all without having to leave your home
4 Ways to Save or Make Money Without Leaving Home Read More »
Meet LeCount R. Davis, the first African American to become a Certified Financial Planner (CFP) professional, nearly 45 years ago. Mr. Davis was recognized this month by the CFP Board of Standards, which created its first endowed scholarship in his name. He will also be honored tonight by Merrill Lynch for his lifelong achievements in
This post originally appeared on Sisters from AARP Black folks often face a host of credit challenges stemming from lower incomes, discrimination, a lack of knowledge about credit scoring and more. But one additional factor — the low rate of Black homeownership in America — has also meant diminished credit scores. Currently, nearly 6 out
How to Use Rent Payments to Boost Your Credit Score Read More »
Here are 6 shopping tips for people feeling pinched at the grocery store.
10 Shopping Tips to Save Money on Groceries Read More »
