Facebook Twitter Youtube Instagram Linkedin
financial afterlife

Your Financial Afterlife: Are You Ready to Rebound From Economic Setbacks?

Bankruptcy / / /

If you’ve had recent money woes, or even a lifetime of financial problems, it’s time to create a new economic reality. It’s time to think of today as the first day of your Financial Afterlife. After Bad Credit After Bankruptcy After Budgeting Blunders After Business Failures After Collection Accounts After Court Judgments After Credit Card […]

Your Financial Afterlife: Are You Ready to Rebound From Economic Setbacks? Read More »

iStock 000014489709XSmall

IRS extends filing deadline for taxes to April 18

Taxes / /

Update: This article pertains to the the 2011 tax filing season. The 2012 deadline to file your tax return is: April 17, 2012. The Internal Revenue Service today opened the 2011 tax filing season by announcing that taxpayers have until April 18 to file their tax returns. The IRS reminded taxpayers impacted by recent tax

IRS extends filing deadline for taxes to April 18 Read More »

A person smiles while holding a wrapped gift and a holiday wreath, embracing the spirit of the holidays in a cozy winter hat and scarf.

6 Ways to Enjoy the Holidays When You’re Broke or Unemployed

Personal Finance / / /

If you’re struggling financially or find yourself out of a job, it might seem difficult to muster up some holiday cheer. But a lack of money doesn’t mean you can’t have a Merry Christmas and a Happy New Year. Here are some tips to help you survive – and even thrive – during the holidays,

6 Ways to Enjoy the Holidays When You’re Broke or Unemployed Read More »

Optimized Headshot

Top 10 Financial New Year’s Resolutions from The Money Coach

Family Finances / / , /

If you’re ready to improve your economic situation in 2011, here are my recommendations for the Top 10 financial New Year’s resolutions that will help you in the coming year: 1. Eliminate credit card debt. Tired of being in debt and living paycheck to paycheck? Then it’s time to knock out those credit card bills

Top 10 Financial New Year’s Resolutions from The Money Coach Read More »

medical collection

Can a Medical Collection Be Removed From My Credit Report?

Credit Reports / / /

Question: Can I remove a medical collections from our credit report? It has been paid and it is our account. I didn’t know that it had been reported. I did call the collection agency and was told by law it could not be removed unless there was a mistake. I was told I could dispute

Can a Medical Collection Be Removed From My Credit Report? Read More »

eraser1

What’s the Best Way to Get Negative Information Removed From My Credit Report

Credit Reports / / , , , , , , /

Question: One of my subscribers had a question. She asked, “What’s the best way to have negative information removed from my credit report?” Answer:  Negative information can legally stay on your credit report for seven years. For some negative information, such as a bankruptcy, it can be as long as 10 years. The subscriber didn’t

What’s the Best Way to Get Negative Information Removed From My Credit Report Read More »

A green highway sign reads "SAVE MORE MONEY NEXT EXIT" with an arrow pointing to the right, set against a blue sky background.

Here are 5 Easy and Creative Ways to Save More Money

Saving Money / / , , , , /

During my interview on ABC News NOW, I gave 5 easy to use tips to help you save more money.

Save on Your Car: Many people don’t realize that you can refinance your car loan just as you can refinance a mortgage. A car refinancing is faster, simpler to do and costs virtually nothing. Average savings: $1300 over the life of the loan.

Here are 5 Easy and Creative Ways to Save More Money Read More »

Credit Report

Differences In Equifax, Experian and TransUnion Credit Reports

Credit Reports, Featured / / , , , , , /

If you’ve ever pulled your credit files from Experian, Equifax and TransUnion – each of the three major credit bureaus- and tried to compare them, you know that certain information in your credit records likely to be different. But did you also realize that the manner in which the credit bureaus present your credit data

Differences In Equifax, Experian and TransUnion Credit Reports Read More »

A legal document titled "Summons to Appear" with spaces for court details, plaintiff, and defendant information is placed next to a pen, calculator, a blue mug, and a note from the debt collector on a wooden surface.

5 Tips if You’re Facing Court Action from a Debt Collector

1 Comment / Debt / / , , /

Creditors can sell your debt. When your debt is sold to collectors, some might use the threat of court action to try to intimidate you in order to get you to pay up.

Technically, it is illegal for collectors or creditors to threaten court action if they do not intend to carry through with it. Taking you to court is time consuming and expensive for them, and there is no guarantee it will result in the outcome the creditor wants. So typically, a court action is a tactic to get you to pay up, or to obtain a default judgment against you if you don’t respond to a summons and complaint.

5 Tips if You’re Facing Court Action from a Debt Collector Read More »

A frustrated woman sits on a couch with her hand on her forehead, while a man beside her, possibly a financial planner, holds several documents, speaking animatedly about the budget.

How Debt Can Ruin Your Relationship

1 Comment / Couples and Money / / , /

Forget about lying, sexual incompatibility or infidelity. The real threat to your relationship may be your (or your partner’s) tendency to splurge on things that are outside your budget. As I often explain on Facebook, Twitter and in my financial seminars, the consequences of rampant over-spending — especially when using credit — are enormous. Not only are credit card delinquencies, bankruptcies and foreclosures on the rise, debt is even a huge factor in families being split apart.

How Debt Can Ruin Your Relationship Read More »

scam alert

FBI Issues New Warning on Lottery and Sweepstakes Scams

Scams / / /

Here is the latest scam alert posted on the FBI.gov website and sent to anyone who subscribes to their new scams and warnings email list: Fraudulent Notification Deceives Consumers Out of Thousands of Dollars The IC3 continues to receive reports of letters and e-mails being distributed pursuant to prize sweepstakes or lottery schemes. These schemes

FBI Issues New Warning on Lottery and Sweepstakes Scams Read More »

A woman with long dark hair, wearing a purple sleeveless top and a gold necklace, smiles while looking towards the camera against a white background.

How Did Lynnette Khalfani-Cox Erase $100,000 in Debt in 3 Years?

1 Comment / Debt / / /

In my book, Zero Debt, I explain how I got into debt (mainly via overspending), and also what it took to get me out of debt. To pay off my credit card bills, I used the exact same strategies I outlined in my book — getting a budget together, cutting back on frivolous spending (like vacations

How Did Lynnette Khalfani-Cox Erase $100,000 in Debt in 3 Years? Read More »

300px Credit score chart.svg

Is Having Perfect Credit Just About Having a High FICO Score?

Credit Scores / /

If you have never seen your credit reports, or been told your credit scores, you may have only a rough idea of your standing. If so, that’s a big mistake. I don’t want you to have hazy or vague knowledge about such a very important topic. I want you to be crystal-clear about your credit rating and know what specific actions you can take to maximize and even profit from it.

Is Having Perfect Credit Just About Having a High FICO Score? Read More »

Scroll to Top
Search
Facebook Twitter Youtube Instagram Linkedin